Acquiring insurance in Washington has its own set of rules and regulations. Being prepared when you are seeking commercial insurance is one of the ways you can protect your business while staying in compliance. Having the right type of commercial insurance policy in place is crucial in ensuring you have what you need, when you need it. Working with a knowledgeable insurance agent is key in providing the quotes you need from multiple carriers. You can be sure that the Key Harbor Insurance in Washington can find a policy that will meet your budget and your needs.
What types of insurance policies are available under commercial insurance?
There are a few policies that fall under commercial insurance that may be of use to you. If you are operating a vehicle for business purposes in the state of Washington, you must have auto insurance. This will ensure all your vehicles and employees are covered to prevent significant losses in the case of an accident.
Commercial General Liability Insurance is also an important policy to have, as it will keep your operations in place even if you are going through litigation.
Washington Commercial Property Insurance will work to protect your investment when you have property at stake. This will assist if your company is involved in a fire, theft or inclement weather that could leave you financially crippled.
Workers’ compensation is also important. Based on where your company is located, this may be a mandatory requirement for you. Knowing you have this type of policy in place to protect your employees in the event of injuries can save you quite a bit of money.
If you realize you need all of these policies, why not have your agent roll them up into a Business Owner Package (BOP)? This will help you get all the policies under one umbrella which saves time and money.
Working with Key Harbor Insurance can save you the hassle of locating multiple policies. Call today for a free quote to see what they can do for you!